Tuesday, October 29, 2013

Has Your Health Insurance Plan Been Canceled?

Below is the text of a letter I wrote in the Tillamook, Oregon Headlight-Herald in 2012. It was titled, "Liberal solutions bring about mediocrity"

     My own father died nearly destitute, largely because of my hypochondriac mother who required bags-full of prescriptions and a schedule filled with doctor appointments.

      Another good friend was forced out of his home due to the oppressive expenses of caring for his wife with Alzheimer’s. The same happened to another relative whose wife had dementia. I see what long-term illness can do to a family’s finances and desperately wish something could be done to help.
     But I also see how the present solution of Pelosi-Obama’s vast plan can reach into every corner of our lives; and make no mistake about it, this government or one like it will. Liberal solutions unfailingly bring about mediocrity in everything they touch and you can be sure this will happen to medical practice. I saw socialized medicine during a three-month stay at the Camp Lejeune hospital where dependents of Marines seeing doctors were given the standing appointment time of 0800.
     There the room was filled with mothers and children, waiting in folding metal chairs for their turn with a doctor to come. Their numbers gradually grew smaller through the day while the remaining children grew more and more restless with no place for them to play, only to run around the rows of steel chairs where their mothers continued to wait.
     By the afternoon, there were only a couple of families left, waiting since 8 a.m. All this because the hospital was government-run and had no incentive to encourage patients’ selection of them as medical provider.
     I desperately wish those mentioned here could have been taken care of, but never by committed socialists whose supporters hang Che posters and communist flags in their offices.   The Tunnel Dweller
 
Now, on to the subject of cancellations:

 Heritage  “Before, I had a plan that I had a $1,500 deductible,” she told CBS News. “I paid $199 a month. The most similar plan that I would have available to me would be $278 a month. My deductible would be $6,500, and all of my care after that point would only be covered 70 percent.”
"The cancellations are still being announced in Alabama, Georgia, North Carolina, and Maryland. Over the next year, NBC News reports, between 50 percent and 75 percent of the 14 million consumers who buy insurance on the individual market could get cancellations."
From Godfather Politics: "We know that Nancy Pelosi never read the Act she voted for. Her response has become six seconds of liberalism stripped naked: “We have to pass the bill so you can find out what is in it.' ”

The Liberal blog Think Progress gives us this opinion: Here Is What’s Wrong With That Story About Obama Knowing That Your Health Care Policy Would Get Cancelled  "The goal of grandfather regulations is to allow a consumer to keep their existing policies, while also ensuring that there are some basic patient protections built into these plans. If insurers make changes that significantly burden enrollees with lower benefits and increased costs they have to come into compliance with all consumer protections."....
"So yes, individuals can keep the plans they have if those plans remain largely the same. But individuals receiving cancellation notices will have a choice of enrolling in subsidized insurance in the exchanges and will probably end up paying less for more coverage."
 
But what changes with regard to the deductible?
Does the failure to reach proper standards have to do with the fact that my wife and I -both in our seventies - do not have prenatal coverage?
Political Cartoons by Gary Varvel

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